I'm of the thought to pull everything to one common point, and that tends to work better (not best) in practice. However, it all depends.
Dependencies:
Budget
Access
How many runs
You specifically used the term "prewire" and that, for me, brings up the vision of a house that has yet to have drywall hung, thus access between studs. In your case, I'm thinking that's not accurate.
If it were me, and funds were not unlimited (read: limited moolah), I would get at least two CAT5e/CAT6 and two RG6 (tri or quad shield) to the outside demarc for your incoming services. On the inside, I would do everything possible, within budget, to get AT THE VERY LEAST one CAT5e/CAT6 and one RG6 to every room FROM the common point in your basement. If that is not do-able, then your idea of a switch on the second floor and distributing from there is not a problem. If you go the second story switch route, pull at least two runs of CAT5e/CAT6 between the basement and second floor switch location. If one run goes bad, you have a spare. You can also do some link aggregation if you're ever in a position to push tons of data.
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